UK Tax And ISAs
One of the biggest mistakes income investors make is overcomplicating things. They end up with: The irony is that simplicity usually produces better long-term income outcomes. This is where the three fund income portfolio shines. It gives you diversification, steady income, and flexibility, without turning investing into a second job. This guide shows you how … Read more
If you like the idea of property investing but you do not want the headaches of buying a buy to let, dealing with tenants, or tying up a massive deposit, UK REITs can be a practical alternative. A REIT is essentially a property business you can buy shares in. You get exposure to rental income … Read more
Dividends can feel like “easy money” when they land in your account. But if you hold shares outside an ISA, dividends can also create a tax bill you did not plan for, especially once you start building a serious portfolio. The good news is that UK dividend tax is actually predictable once you understand four … Read more
Capital Gains Tax (CGT) sounds complicated because people talk about it in tax jargon. In real life, it’s built on one simple idea: If you sell something for more than you paid for it, the profit may be taxable. Where most beginners get stuck is everything around that profit: what counts as a “sale”, which … Read more
A Stocks and Shares ISA is one of the simplest and most powerful wealth building tools available in the UK. It is not a “product” that magically grows your money. It is a tax protected account that lets you invest for the long term without handing a slice of your gains to the taxman. If … Read more