Foxi Manna 
Buying your first home in the UK is exciting, stressful, and expensive in ways nobody explains properly. Most first time buyers focus on the deposit, then get blindsided by fees, surveys, solicitor costs, moving costs, and the sheer number of decisions you have to make under pressure. This guide is designed to make the process … Read more
Your credit score can feel like a secret number that controls your life. One minute you are fine, the next you get declined for a phone contract, a credit card, or a mortgage decision in principle and you are left wondering what you did wrong. The truth is simpler and more empowering than most people … Read more
A Stocks and Shares ISA is one of the simplest and most powerful wealth building tools available in the UK. It is not a “product” that magically grows your money. It is a tax protected account that lets you invest for the long term without handing a slice of your gains to the taxman. If … Read more